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Calculator

Alaska mortgage calculator

National calculators assume a generic property-tax rate. In Alaska the borough decides it — from 1.4% in Fairbanks to zero in the Unorganized Borough — and it can move your payment by hundreds of dollars a month.

Interactive · borough-accurate

Alaska mortgage calculator

Your monthly payment changes a lot with borough property tax. Pick yours to see the real number.

$425,000
10% · $42,500
6.75%
30 yr
Effective tax 1.32% · areawide + service-area mills
Estimated monthly payment
$3,264
on a $382,500 loan · 30-year fixed
Principal & interest$2,481
Property tax (Anchorage)$468
Homeowners insurance$124
PMI (< 20% down)$191

Estimate only — not a quote or an offer. Tax rates from borough assessor data, last reviewed Jul 2026.

Read: how borough taxes change your payment →

How this estimate works

The payment combines principal & interest (standard amortization), borough property tax (effective rates from our versioned borough tax table, sourced from assessor data), a homeowners-insurance estimate of 0.35% of home value per year, and PMI at 0.6% of the loan per year when the down payment is under 20%.

Everything computes in your browser — nothing you enter is stored or submitted. Estimate only: not a quote or an offer. For program-level rate reductions, see AHFC loan programs.