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Company

Privacy policy

The honest summary: we collect almost nothing, on purpose.

What we collect

Newsletter email addresses. If you sign up for the newsletter, we store your email address, the date and time of your consent, and nothing else. The list is used only to send the newsletter described at signup — rate alerts and PFD-season notes. Every email includes an unsubscribe link, and unsubscribing removes you from the list.

Basic technical logs. Like nearly every website, our hosting infrastructure records standard technical information (IP address, browser type, pages requested) in short-lived server logs used for security and site operation.

What we never collect

Affiliate links and third parties

Comparison pages contain affiliate links to licensed lenders. When you click one, you leave this site; the lender's own privacy policy governs anything you provide there. Affiliate networks may set tracking parameters on the outbound click so a commission can be attributed — they do not receive any information about you from us.

Analytics and cookies

We aim to use privacy-respecting, cookie-free analytics. We do not run advertising trackers, and the site works fully with third-party cookies blocked.

Your choices

Changes

If this policy changes materially, the change will be noted on this page with a new effective date.

Effective: July 2026.